“The patent is called Methods and Apparatus for Promoting Financial Behavioral Change. Movencorp’s technology includes a digital feedback communication loop that shows consumers where they are spending their money and how their behavior may have changed. Users also see an overall assessment of where they have spent money, how much they have spent within the past month and how it compares with past spending behavior. It includes a color-coded wheel with green, yellow and red to depict whether customers are overspending.”
Source: bankinnovation.net