I advise organisations of all sizes on payments, fintech, regtech, cybercrime, information security, regulations (e.g. PSD2, GDPR, AML) & digital innovation. More than 20 years in financial services & technology made me believe in change through innovation & partnerships. I always strive to demystify the hype surrounding current issues & also enjoy my work as an expert witness. I like engaging on social media & regularly address global audiences as a keynote speaker or chair person.